Seguros Reservas registers solid growth of 96% in its net profits during 2025, going from RD$1,309 million in 2024 to a preliminary RD$2,500 million. This progress marks the best financial performance in its 23-year history, supported by prudent and strategic management in Santo Domingo.
The technical result increased by 37%, adding RD$1,594 million for a total of RD$5,928 million, while the operating result grew by 271%, reaching RD$1,805 million with a net of RD$1,319 million. These numbers reflect efficient operations within the context of the Dominican insurance sector, where Seguros Reservas registers solid sustained growth.
Financial strength and superior solvency
The company exhibits a solvency index of 3.5 and liquidity of 2.0, surpassing the minimums set by the Superintendency of Insurance. Written premiums approached RD$26,700 million, with a year-on-year increase of 7%, and collected premiums rose by 11% to RD$27,199 million, a record as they exceeded written premiums for the first time.
Digital transformation drives solid operational growth
Innovations that improve the customer experience
- Launch of the Seguros Reservas App for quick self-management.
- Optimization of the Virtual Office and Intermediary Portal.
- Introduction of the Virtual Assistant Sergio, speeding up responses.
These tools have increased efficiency, contributing to solid growth in a competitive market. Feller Rate awarded an AAA rating with a stable outlook, positioning the insurer in second place in the Dominican market.
Banreservas support and future projections
As a key subsidiary of Banco de Reservas, Seguros Reservas enjoys solid governance that ensures asset stability. In the 2025 Dominican economic landscape, marked by post-pandemic recovery and greater insurance demand, this performance stands out. Industry experts note that the solid growth responds to a diversification strategy in lines such as health and vehicles, aligned with regional trends where insurance GDP grew 8% annually according to data from the Superintendency.
Historically, since its founding in 2002, the entity has expanded its portfolio by an average of 15% annually, but 2025 represents a peak driven by digitalization. Independent analysts confirm the veracity of the preliminary figures, projecting continuity in 2026 with a focus on sustainability.
Seguros Reservas registers solid growth that reaffirms its leadership, attracting greater trust from clients and intermediaries in the Dominican Republic.
